Get car financing with
good or bad credit

Get Approved Now

01. Submit Quick Quote

Apply online for the best vehicle loan, instant approval, and quick processing from Oxnardautofinance.com

02. Loan Approved

Oxnard Auto Finance specializes on subprime loans for people with credit challenges. No matter your credit situation, we can help

03. Drive Your Car Away!

Apply online and get pre-approved within 24 hours. We partner with local Ventura County dealers, that will be able to deliver a brand new or pre-owned car

Why Do People Choose Us?

People with Bad Credit

We help car buyers to get auto financing no matter the credit score. We partner with local automobile dealerships and are able to pull new and used inventory for everyone.

Bad Credit Auto Loans

Filed for Bankruptcy?

If you have not completed the bankruptcy process, you may still be eligible for the open bankruptcy auto loan. Apply now to get pre-approved

Bankruptcy Auto Loans

Leasing & Buying Programs

Leasing a car can be a great choice if you don’t drive allot, because depending on your financial situation, you will be able to have a smaller monthly payment and down payment

Leasing & Financing

Start Today. Drive Tomorrow.

Our online loan request form is easy, quick and it's free.

Get Pre-approved Now

Helpful Car Buying & Leasing Tips